Sumitomo Mitsui Card in Japan Cards issued by Sumitomo Mitsui Card in Japan. SMBC Platinum Preferred Card in Japan - Annual Fee and Break-Even ExplainedThe Platinum Preferred card from Sumitomo Mitsui Card, a points-focused platinum card in Japan. How the 33,000 yen annual fee (tax included) relates to the continuation bonus, with a break-even table, concierge, lounges and insurance.