Sumitomo Mitsui Trust Club in Japan Cards issued by Sumitomo Mitsui Trust Club in Japan. Diners Club Premium Card in Japan - Annual Fee and Benefits ExplainedThe invitation-only Diners Club Premium Card issued by Sumitomo Mitsui Trust Club in Japan. Is the 165,000 yen annual fee (tax included) worth it? Concierge, premium lounges, dining, protection and points, with a confirmation date.